What is the size of this missed opportunity? There is approximately $20 TRILLION of life insurance in force today and almost ninety percent of these policies will lapse without paying a death benefit to their owners or charity. Annually over 250,000 seniors lapse their life insurance policies wasting in excess of $100 BILLION. Despite the enormous size of this asset class, it remains largely untapped as a source of charitable funds.

Every day, 10,000 people turn 65. By this age, the original purpose for their purchase of life insurance often no longer exists. Insuring A Better World Fund gives these seniors the ability to donate unneeded life insurance policies and make legacy-sized gifts for the benefit of their favorite charities.

This unique charity provides seniors a valuable charitable alternative to simply allowing their life insurance policies to lapse and solves the major problems that policy owners and charities face when considering a gift of life insurance. Insuring A Better World Fund makes the donation of life insurance efficient, predictable, and cost-free.

What are the benefits to policy owners?

• A paradigm shift transforming an unwanted policy into a legacy-sized donation
• Satisfaction of donative intent – Creating and funding a legacy
• Improved cash flow by eliminating future premium payments
• A valuable charitable tax deduction*
• Insuring A Better World Fund’s proprietary aggregation technique allows donors to be alive while their chosen charities receive distributions

What are the benefits to charities?

• New large and predictable stream of revenue
• Insuring A Better Word Fund pays all premiums and costs to keep the policy in force until maturity
• Alignment of charity and donors
• No administration or life insurance expertise required
• Potential for blended gifts from the same donor from the donor’s premium savings
• Insuring A Better World Fund’s proprietary aggregation technique is a paradigm shift, changing a lumpy gift realized only at the death of the donor and subject to lapse, into a predictable stream of income paid out over years while their donor may still be living.